Trip Credit Scale
To qualify for the 2009 Black Diamond Club and trip, you must accumulate 600 trip credits from business written with 2009 effective dates. Agents will owe NO taxes for this trip.
| Business | Type of Sale | Credits |
| Group Benefits, Ltd. | Small Group Life Large Group Life |
6 3 |
| America’s Healthplan Consultants | U-65 Perm Contract Med Sup Contract |
12 10 |
| America’s Financial Consultants | Term Life* Perm Life* Fixed Annuity** Indexed Annuity ** Asset-based long-term care |
10 15 20 20 40 |
| Exceptional Specialty Products | $100 clothing sale*** $100 non-clothing/sale items*** |
2 1 |
| * Minimum annual premium of $300 per application to qualify for trip credit. ** Minimum annual premium of $15,000 per application to qualify for trip credit. *** Set-up fees, shipping, and sales tax excluded. |
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- Business written with the following GBL-affiliated companies will count toward trip credit: Group Benefits, Ltd., America’s Healthplan Consultants, America’s Financial Consultants, and Exceptional Specialty Products.
- Agents must earn trip credits from at least two GBL-affiliated companies to qualify.
- Level 1 and Level 2 business will count equally on the credit scale.
- We will count any business you have written starting with January 1, 2009, effective dates
- Winners will owe NO taxes for this trip, as GBL will cover those costs. No 1099 will be issued to you!
- GBL monitors and tracks trip credits and reserves the right to exclude business or disqualify any agent or agency who does not conduct business in an ethical manner.
- Agents who qualify will be allowed to travel with one guest.
- Valid passport required.
- GBL reserves the right to not award trip(s) if corporate retention and positive net gain goals are not met.